Advocate Health Care
Benefits

 
Resources Forms

Associate Contributions Dental HMO Dental HMO Copayment Schedule MetLife PDP MetLife PDP with Orthodontia MetLife Dental ID Card MetLife PDP Dental Nomination Card
Disability Certification Disability Council Eligibility Requirements Limited Hours Program Long Term Disability Plan Short Term Disability Plan Social Security Disability Benefits   Vocational Rehabilitation Services   
Affidavit of Domestic Partnership Dependent Coverage    Eligibility    Enrollment Process    Estimated Imputed Income Paying for Benefits   
Account Rules    Eligible Dependent Day Care Expenses    Eligible Health Care Expenses    Reimbursement Process    Tax Advantages   
ActiveHealth® HealthMedia® Healthe You Goes RED Healthe You Awards Healthe TRENDS Know Your Numbers    Questions & Answers    Start! Walking
Coming Soon! Healthe Actions Healthe Breathing Healthe Care Healthe Champion Healthe Eating Healthe Path Healthe Vending
Covered Services FAQs
FAQs  
Optional AD&D Insurance    Optional Life Insurance   
Associate Contributions Deductible Reimbursement Account (DRA) Health Maintenance Organization (HMO) Health Reinbursement Account (HRA) Health Savings Account (HSA) Healthe Futures Account (HFA) High Deductible Health Plan (HDHP) Medicare Part D   Non-Duplication of Benefits   Physician Search PPO/Deductible Reimbursement Plan (PPO/DRP) PPO/DRP and HDHP Covered Services Woman's Health and Cancer Rights Act of 1998  
PTO Sharing/Donation  
Investment Options Vesting Loans and Withdrawals Other Information
Condell Health Network Retirement Plan- Form 5500 Portable Pension Plan    Benefits Update
Primary Benefits   Secondary Discounts Rates  

   expand  |  collapse

   

Deductible Reimbursement Account (DRA)

If you elect coverage under a PPO/DRP medical option, a special account—a Deductible Reimbursement Account (DRA)—will be will be set up in your name automatically. Your DRA will be fully funded by Advocate.

The amount Advocate will contribute to your DRA will depend on the level of coverage for which you enroll (see table).

If you enroll for this level of coverage

Advocate will contribute this amount to your DRA in early 2010

Single

$600

Associate + Child(ren)

$1,200

Associate + Spouse

$1,200

Family

$1,200

The money in your DRA is totally tax free. Advocate’s contributions to your DRA will not count as taxable income, so it is not taxed when this money is placed in your DRA and you will not be taxed when it is paid out of your DRA to pay eligible medical expenses.
b You can use tax-free dollars to pay eligible out-of-pocket medical expenses throughout the year as these expenses are applied against your annual deductible.  
bb If you have unused funds at the end of the year—either because you did not incur deductible medical expenses during the year or you paid these expenses using money from your Health Care Flexible Spending Account (Health Care FSA) or out of your own pocket—the leftover balance in your DRA will automatically rollover into a Healthe Futures Account to help you save for medical expenses during retirement.

This account is administered on Advocate's behalf by Tri-Star Systems.