If you want to change your coverage because of a qualified work, family or
eligible life status change, you must request that change within 30 days of the
event. Changes are made only through Advocate Benefits Service Center at
800.775.4784 or online at advocatebenefits.com.
The change in coverage—which must be consistent with the status change—will generally take
effect as of the date the status change occurred if you notify Advocate
Benefits Service Center of the status change within 30 days of the event.
You must submit any required documents to support such change within 45 days of the event date.
If you do not notify Advocate Benefits Service Center within 30 days of the event, but do
so within 90 days of the event, the effective date of your coverage change will
be as of the date you call. Generally, if you do not notify Advocate Benefits Service Center
of the change within 90 days of the event, you will have to wait until the next annual enrollment period to change
For a copy of Advocate's status change guide—Making Changes—click on the link below.