Once you have five years of Vesting Service under the Pension Plan, you are 100% vested in the value of your plan account. Once you become vested, you have an irrevocable right to receive a benefit under the plan.
You are credited with a year of Vesting Service for each calendar year in which you work 1,000 or more hours.
You will also become vested when you reach age 65 or if you become totally and permanently disabled or die while employed at Advocate. If you're already vested at the time of your disability, you will continue to receive the annual contributions that would have been made at the time you became disabled, until age 65. Your account will continue to grow with these contributions and applicable interest credits.