Advocate Health Care
Benefits
Medical Benefits

 


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Associate Contributions

Associate contributions for medical coverage are based on:
The plan you choose (applies to ALL Advocate and BroMenn associates): Advocate Centered Health Maintenance Organization (Advocate HMO), Advocate Centered Exclusive Provider Organization/Deductible Reimbursement Plan (Advocate EPO/DRP) or PPO/Deductible Reimbursement Plan (PPO/DRP).
The coverage tier you choose (applies to ALL Advocate and BroMenn associates): Single, Associate + Spouse/Partner, Associate + Child(ren) or Family.
Your benefits-eligible service (applies to ALL Advocate and BroMenn associates): Associates with MORE YEARS of benefits-eligible service will PAY LESS for their Advocate-sponsored medical coverage. This service-based approach acknowledges and reflects the value and commitment of our longer-term associates. As a result, associates with 11 or more years of Advocate benefits-eligible service pay substantially less for medical coverage.
Your annual base salary (applies to FULL-TIME Advocate and BroMenn associates): Full-Time Associates with HIGHER ANNUAL PAY will PAY MORE for their Advocate-sponsored medical coverage, while Full-Time Associates with LOWER ANNUAL PAY will PAY LESS for their coverage. This pay-based approach means that Advocate can offer Full-Time Associates medical coverage at an affordable cost. Note:Pay-based associate contributions are not applicable to Part-Time A and Part-Time B Associates EXCEPT as provided under the new contribution tier for Advocate EPO coverage—effective January 1, 2015—as described below.

Associate contributions for medical coverage—as well as associate contributions for dental and vision coverage—are available on the following information sheets:

blue Full-Time Advocate / BroMenn
blue Part Time A Advocate / BroMenn
blue Part Time B Advocate / BroMenn

Associate contributions for medical continuation coverage—as well as associate contributions for dental and vision continuation coverage—are available on the following information sheets:

blue Continuing coverage contribution rates Advocate / BroMenn

A more complete description of benefits, limitations and exclusions is included in the certificate of coverage and Plan Summary booklets.