Advocate Health Care
Benefits
Medical Benefits

 
Resources Forms

Associate Contributions Dental HMO Dental HMO Copayment Schedule MetLife PDP MetLife PDP with Orthodontia MetLife Dental ID Card MetLife PDP Dental Nomination Card
Disability Certification Disability Council Eligibility Requirements Limited Hours Program Long Term Disability Plan Short Term Disability Plan Social Security Disability Benefits   Vocational Rehabilitation Services   
Affidavit of Domestic Partnership Dependent Coverage    Eligibility    Enrollment Process    Estimated Imputed Income Paying for Benefits   
Account Rules    Eligible Dependent Day Care Expenses    Eligible Health Care Expenses    Reimbursement Process    Tax Advantages   
ActiveHealth® HealthMedia® Healthe You Goes RED Healthe You Awards Healthe TRENDS Know Your Numbers    Questions & Answers    Start! Walking
Coming Soon! Healthe Actions Healthe Breathing Healthe Care Healthe Champion Healthe Eating Healthe Path Healthe Vending
Covered Services FAQs
FAQs  
Optional AD&D Insurance    Optional Life Insurance   
Associate Contributions Deductible Reimbursement Account (DRA) Health Maintenance Organization (HMO) Health Reinbursement Account (HRA) Health Savings Account (HSA) Healthe Futures Account (HFA) High Deductible Health Plan (HDHP) Medicare Part D   Non-Duplication of Benefits   Physician Search PPO/Deductible Reimbursement Plan (PPO/DRP) PPO/DRP and HDHP Covered Services Woman's Health and Cancer Rights Act of 1998  
PTO Sharing/Donation  
Investment Options Vesting Loans and Withdrawals Other Information
Condell Health Network Retirement Plan- Form 5500 Portable Pension Plan    Benefits Update
Primary Benefits   Secondary Discounts Rates  

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Healthe Futures Account (HFA)

If you elect coverage under an Advocate medical option, a special account—a Healthe Futures Account (HFA)—will be set up in your name automatically.

If you are enrolled in a PPO/DRP option, any unused balance in your Deductible Reimbursement Account(DRA) at the end of the year will be automatically rolled-over into your Healthe Futures Account.
If you are enrolled in the HMO or HDHP coverage option, any unused balance in your Health Reimbursement Account(HRA) at the end of the year will be automatically rolled-over into your Health Futures Account.
Your HFA balance will rollover from year-to-year.
Once you retire, you can use your Healthe Futures Account to pay for out-of-pocket medical expenses such as retiree medical premiums, Medicare Supplements, Medicare Part B or Medicare Part D prescription drug coverage.
Contributions in your HFA will not count as taxable income, so you will not be taxed when you use these funds to pay for medical expenses in retirement.
The Healthe Futures Account is also designed to offer rewards for your healthy activities. All participants in an Advocate medical plan—PPO/DRP, HDHP or HMO—will have the opportunity to save for future medical expenses.

This account is administered on Advocate's behalf by Tri-Star Systems.