Advocate Health Care
Benefits
Flexible Spending Accounts

 
Resources    Forms   

Dental HMO    Dental HMO Copayment Schedule    MetLife PDP    MetLife Dental ID CARD    Rates   
Disability Certification    Disability Council    Eligibility Requirements    Long Term Disability Plan    Restricted Duty    Short Term Disability Plan    Social Security Disability Benefits   Vocational Rehabilitation Services   
Dependent Coverage    Eligibility    Enrollment Process    Estimated Imputed Income Chart    Paying for Benefits   
Account Rules    Eligible Dependent Day Care Expenses    Eligible Health Care Expenses    Reimbursement Process    Tax Advantages   
ActiveHealth®    Healthe Actions    Healthe Eating    Healthe Breathing    Healthe Care    HealthMedia    Healthe TRENDS    Know Your Numbers    Questions & Answers   
FAQs  
Special Features    Beneficiaries    Optional AD&D Insurance    Optional Life Insurance   
HDHP   HMO   HMO Physician Search   HSA   Medicare Part D   Non-Duplication of Benefits   PPO   PPO/HDHP Covered Services   PPO Physician Search   Rates   Woman's Health and Cancer Rights Act of 1998  
PTO Sharing/Donation  
Auto and Homeowners' Insurance    Long Term Care Insurance    Universal Life Insurance   
Retirement Savings Plan    Portable Pension Plan   
Primary Benefits   Secondary Benefits   Rates  

   expand  |  collapse

   

Reimbursement Process
Reimbursement for dependent day care expenses
Here’s how to get reimbursed for eligible Dependent Day Care FSA expenses:

1.   Pay your dependent care provider as usual.
2.   Submit an itemized receipt, along with a completed ADP Submitting Your FSA Dependent Day Care Claim Form to the Flexible Spending Accounts Administrator. Your receipt must include the following information:
A.   The caregiver’s name, address, taxpayer identification number (or Social Security number)
B.   The dates of service
C.   The caregiver’s signature if your caregiver is an individual
3.   Receive reimbursement as follows:
A.   You’re reimbursed up to the current balance in your account.
B.   You’ll get a check for the amount that is currently funded if there’s not enough money in your account to cover your entire claim.
C.   You’ll be reimbursed for the balance of your claim as you contribute to your account through payroll deductions.

Dependent Day Care FSA claims are processed daily. Claims must be for at least $5, except for year-end claims. If you have questions about flexible reimbursements or outstanding claims, you may contact the Flexible Spending Accounts Administrator.

Reimbursement for health care expenses
Here’s how to get reimbursed for eligible Health Care FSA expenses:

1.   Pay your health care bills as usual.
2.   If an expense is covered by the Advocate medical plan or dental plan:
A.   Submit a claim to the appropriate plan.
B.   When you receive your explanation of benefits (EOB), submit that form along with a completed ADP Submitting Your FSA Health Care Claim Form to the Flexible Spending Accounts Administrator.
3.   If an expense isn't covered by the Advocate medical plan or dental plan or if you're in the HMO, submit the completed claim form with your itemized bill or itemized receipt from your health care provider to the Flexible Spending Accounts Administrator. Cancelled checks and credit card receipts aren't acceptable documentation.
4.   You're reimbursed for the full amount of your claim, up to the annual amount you decided to deposit into your Health Care FSA.

Health Care FSA claims are processed daily. Claims must be for at least $5, except for year-end claims. If you have questions about flexible spending account reimbursements or outstanding claims, you may contact the Flexible Spending Accounts Administrator, ADP — by phone at 1-800-654-6695 (7 a.m. to 7 p.m., Monday-Friday), or online at www.flexdirect.adp.com. See the Benefits Directory for an address and fax number for written correspondence.