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Domestic Partners
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Dependent Coverage |
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Advocate’s definition of an eligible dependent includes your domestic partner’s
children only if the children have been legally adopted by you and may be
claimed as your dependents. They also must meet all other definitions of an
eligible dependent. For benefits coverage, eligible dependents include
unmarried children under age 19 (or under age 25 if full-time students) who
are:
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Biological children, including those who don't live with you, but
for whom you have parental rights. |
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Legally adopted children or a child placed with you for adoption if
you provide at least 50% of the child’s financial support. For the purpose of
Advocate’s benefit programs, a child is considered “placed” with you for
adoption when you have assumed legal responsibility for the support of such a
child. |
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Stepchildren who live with you in a parent-child relationship at
least 50% of the time and for whom you have financial responsibility as
determined by current tax laws.
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Note: Your domestic partner’s children must be
considered your dependents, based on the definition above. If this is true, you
may enroll them for the medical and dental plans and use flexible spending
accounts for their expenses—all on a pre-tax basis. If your domestic partner’s
children don't meet the above definition, they cannot be covered under
Advocate's plans.
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